Helpful tips for September 2021 – keep up to date on important tips

Hello there and welcome to our monthly feature of all kinds of tips.
We at the business desk are pleased to bring you our monthly feature of a
plethora of tips that cover a wide range of topics.
All of our tips are designed to help you save time, cut down on your
research, and help you get ahead.
So go ahead and read on.
This week we bring you our monthly tips.
It’s what we do for a living! We help you to help yourself!
Enjoy!
From the business desk team at http://www.sterlingcreations.com.
Follow us on Twitter @accessibleworld

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Helpful tips for September 2021

In this issue:

General tips
Articles of the day
* tap water good for your health and your wealth
* Five Ways to Get Out of the Supermarket Without Overspending
From the pages of Donna’s travel diary
* Air travel is for the birds
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General tips
Courtesy of the research team at http://www.sterlingcreations.ca

Scams of the month:
Before giving you our scam tips of the month, here are some very valueable
tips.
You need to remember that scams come in the following formats:
As emails, as phone calls both recorded and via a live caller, and o yes!
It can even show up at your door and in your mailbox.
And now they are targeting us through texts being sent to our cell phones.

Before giving you the latest scams making the rounds; we have some do nots
to share with you.
Do not respond to emails that look strange to you.
Do not download attachments from unknown senders.
Do not share your username and password to your online banking and any other
online payments facilities with anyone.
Do not give out any banking or personal details on the phone to unknown
callers.
Do not pay any attention to threats from automated phone recordings or from
live persons with regard to your credit card or that you owe money to any
revenue agency.
Do not entertain any offers either via email or by phone from senders and
callers offering incredible service packages as they may pertain to cable
and tv services, prizes that you have won, or any sort of any type of
service package.
Do not answer the door to unknown callers.
Take extra caution to make sure that the details of your credit cards and
debit cards are fully protected when you make payments at restaurants or at
stores, pharmacies, and elsewhere.
Do not enter your password for Facebook or Twitter in response to a text
request on your cell phone.
The same if you are asked for your Apple ID.
Do not fall prey to a text message telling you that your banking details
have been compromised online.

Popular scams floating around for August:
Your Visa credit card has been charged illegally – an automated phone
message.
Duck cleaning services – services being offered via phone; a scam.

Some important intruders for you to protect you and your computer system
from:
Adware
Trojan
Cryptojacking
Ransomware

An important tip when asked for your date of birth when installing such
software as dropbox, MS office, plus more:
Do not give your real date of birth.
Best to make up another date of birth as scammers use your date of birth as
a powerful weapon to hack into your system and retrieve important personal
details.

About cats and dogs?
These precious pets actually suffer from stress and anxiety.
Cats more than dogs!

A great tip for you to protect your i device from scams and scammers!
Turn off and turn on your i device frequently.

Well, believe it or not! Those busy bees are still here and here is what you
can do to save yourself from a sting!
Remain as still as you can as the bee approaches.
Do not make a sound and do not move!
You would be amazed to see how this busy bee will leave you alone!

Here is a tip for tooth brushing!
Best to brush yur precious teeth a bit after a meal and not right after a
meal and why?
Because if you brush right after a meal you only help to rub the acid into
your enamel which is no good.

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Articles of the day
Chosen by the Business Desk team

tap water: good for your health and your wealth
It’s difficult to pinpoint exactly when it happened, but sometime over the
past decade or so, the general population of this country formed a belief
that bottled water is
better than tap water—safer and healthier, too.
It’s possible that the trend started in 1976 when the chic French sparkling
water, Perrier, was introduced to the world. There it was elegantly bottled
in its emerald
green glass in an era of glitz and excess. Who could resist? What could be
more blatant than to package, sell and consume what most of us in the
western world
consider a basic human right easily supplied through the convenience of a
home faucet?
It is pretty ingenious how the bottled water industry has convinced millions
of people to pay between 240 and 10,000 times more to purchase water in a
bottle than to get it
from the supply we’re already paying for that comes out of the taps in our
homes!
TAP WATER IS CHEAPERThese days a 16-ounce bottle of “spring” water goes for
about a dollar, which works out to about $8.00 a gallon—twice the cost of
milk, and about par with
bottled soft drinks. Home delivery of water in those great big, heavy
bottles is less per gallon but still around $40 a month, according to
online averages.
The average household cost for town water in the U.S. is $ .66 per cubic
meter, which is 265 gallons or 4,240 eight-ounce glasses of water—enough to
last the average person
530 days (consuming eight 8-ounce glasses per day). Another way to price it:
Sixty-two eight-ounce glasses of water cost about 1 cent.
It appears people really love their bottled water, today there are dozens of
brands and that merits big advertising! In 2013 alone, Americans drank 58
gallons of bottled water
per capita.
With the help of advertisements, bottled water has gone from reservoir to
faddish luxury item to mass commodity.
Bottled water is being directly or indirectly sold as: healthy, smart, pure,
sexy, clean and simple, it is “the stuff of life.” Ad slogans go like Dasani
by Coca-Cola:
“Treat yourself well. Everyday.” Volvic: “Fills you with volcanicity.”
Aquafina by Pepsi-Cola: “So pure, we promise nothing.” Arrowhead by Mountain
Spring Water,
USA: “Arrowhead. It’s Better Up Here!” Evian: “Approved by your body as a
source of youth.” Pure Life by Nestle: “Drink better, live better.”
TAP WATER IS SAFER
This may startle you, but it is absolutely true: Tap water is safer than
bottled water. How could that be? The reason is simple:
The water supply in the U.S. is regulated by the Environmental Protection
Agency (EPA) under very strict guidelines and rules that are heavily
enforced.Bottled water is
subject to FDA rules, which are far less stringent. For example, tap
water by law requires disinfection. Testing for bacteria must be conducted
hundreds of times per month.
Bottled water, on the other hand, is not required to be disinfected; the
frequency of bacteria testing is fewer than five times each month.
There have been controversies about chemicals leaching into the water from
the soft plastic material of bottles, but the FDA determined the containers
“do not pose a health
risk to consumers.”
TAP WATER IS HEALTHIER
Tooth decay in children is making a big comeback. The culprit? Bottled
water. It’s not the water that’s causing the decay, according to the World
Dental Congress.
It’s the lack of fluoride.
Parents believe they are giving their children a superior product in bottled
water, but in fact they are depriving kids of the fluoride and minerals they
need to build healthy
teeth and bodies.
Despite all of the controversy, fluoridation, present in most public water
supplies, has become recognized as a key intervention in tooth decay,
according to the American
Dental Association.
So, the next time you feel thirsty, don’t reach for a bottle. Instead turn
on the tap. You’ll be drinking water that is just as safe—or safer—than
bottled water and saving
money, too. Get the kids to switch and you just might head off big dental
bills down the road as well.
Don’t like the taste of your tap water? Invest in a filter pitcher or
dispenser; install
an inexpensive faucet filter or a reverse osmosis system. Taste comes from
negligible amounts of minerals. Filtered tap water removes minerals and
chemicals rendering it with
no hint of aftertaste, even at room temperature.
Author: Mary Hunt
www.everydaycheapskate.com

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Five Ways to Get Out of the Supermarket Without Overspending
Grocery shopping is tricky anytime, but especially challenging when you’re
on budget. On one hand, having everything you need in one place is
convenient. But on the other
hand, having so many options can sabotage every intention you have of
sticking to your budget. Supermarkets are filled with everything you need
and everything you don’t need,
too.
Don’t expect a supermarket to help you avoid overspending. The place is
specifically designed, decorated and arranged to encourage and
increaseimpulse
spending. They want you to spend more and they know how to persuade you to
do it. With that in mind, consider these five ways to beat them at their own
game:
1. Don’t go in hungry. You believe that you dash in to pick up the infamous
few things. But if you’re starving, you’re a dead aim for a couple of steaks
and a load of snacks.
You know what I’m talking about. This is because of the first rule of
grocery stores: Anything can happen when you are hungry.
2. Don’t try to remember. Without a list of the exact items you’ve come to
purchase
who knows what could happen? It’s normal for our brains to slip into neutral
in the face of fabulous food. A written list is the crutch you need
desperately to make sure you
do not slip and fall, so to speak.
3. Don’t bring plastic or checkbook. Cash—currency, clams, folding money,
smackers, greenbacks—this is still the way you should be paying for your
supermarket purchases.
What? Not convenient? Well, of course not, silly. That’s the point.
Convenience is the reason you’ve been dropping the equivalent of a mortgage
payment for food every month.
Making the process a bit less convenient is an easy to way to slow that
mindless drain on your income.
4. Don’t grab a shopping cart. Most of them have wobbly wheels anyway, so
just walk on by when all you need are those few items. Surely you can carry
the “few things” you
need. Or get one of the hand-held baskets. The point here is that you won’t
be buying more than you can carry.
5. Don’t dawdle.This is not the place you want to hang out just to soak in
all the great sights and smells from the bakery, deli and rotisserie
chickens. If you weren’t
hungry when you arrived, you will be soon enough. Get what you need and get
out of there. For every ten minutes you delay, plan on spending about
another $40.
Author: Mary Hunt on 02/09/17
www.everydaycheapskate.com

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From the pages of Donna’s travel diary
Air travel is for the birds

Here’s hoping that air travel for blind and vision impaired persons will be
a totally different adventure when the Covid is behind us!

I am very sure that many travelers would readily agree with me but when one
is blind or vision impaired it makes matters even worse. Why is this?

Because we need to depend on others to help us; whether they are agents or
fellow passengers. If we do not get the appropriate or required assistance
then we are in huge difficulty.

If we are unable to hear announcements on the intercom then this leaves us
at a huge disadvantage. If we are unaware of a gate change then this too is
a huge challenge and if we need to visit the washroom before boarding and
then there is no one to help us then we are in big trouble.

For me as a vision impaired traveler, it is nerve racking and there are so
many anxious and stressful moments. I have met several wonderful agents and
fellow passengers along the way but I have also met persons who due to no
fault of theirs were either not well trained or simply did not know how to
assist me.

I’m Donna J. Jodhan enjoying my travels.

To learn more about me as a sight loss coach and author, visit
http://www.donnajodhan.com

On your next trip you could enrich your down time with some of my audio
mysteries. Take them with you wherever you go!
In the car, on the plane, on the bus or train, at the beach, anywhere!
Affordable, portable, (computer or i device) and you could either purchase
or Subscribe for unlimited access to my library at
www.donnajodhan.com/store.html
and you can now take advantage of our free downloads here.

Follow me on Twitter @accessibleworld and at author_jodhan
And like me on Facebook at
www.facebook.com/donnajodhan and at www.facebook.com/authordonnajodhan

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