Hello there and welcome to our monthly feature of all kinds of tips.
We at the business desk are pleased to bring you our monthly feature of a
plethora of tips that cover a wide range of topics.
All of our tips are designed to help you save time, cut down on your
research, and help you get ahead.
So go ahead and read on.
This week we bring you our monthly tips.
It’s what we do for a living! We help you to help yourself!
From the business desk team at http://www.sterlingcreations.com.
Follow us on Twitter @accessibleworld
Helpful tips for september 2020
In this issue:
Articles of the day
* Salt. It’s mandatory in a human diet. But salt can be as destructive as it
is needful due to its ability to eat holes through metal and leave ugly
stains on footwear.
* My Top Five Favorite Homemade Cleaning Solutions
From the pages of Donna’s travel diary
* Protecting yourself before traveling abroad
Courtesy of the research team at http://www.sterlingcreations.ca
Scams of the month:
Before giving you our scam tips of the month, here are some very valueable
You need to remember that scams come in the following formats:
As emails, as phone calls both recorded and via a live caller, and o yes!
It can even show up at your door and in your mailbox.
And now they are targeting us through texts being sent to our cell phones.
Before giving you the latest scams making the rounds; we have some do nots
to share with you.
Do not respond to emails that look strange to you.
Do not download attachments from unknown senders.
Do not share your username and password to your online banking and any other
online payments facilities with anyone.
Do not give out any banking or personal details on the phone to unknown
Do not pay any attention to threats from automated phone recordings or from
live persons with regard to your credit card or that you owe money to any
Do not entertain any offers either via email or by phone from senders and
callers offering incredible service packages as they may pertain to cable
and tv services, prizes that you have won, or any sort of any type of
Do not answer the door to unknown callers.
Take extra caution to make sure that the details of your credit cards and
debit cards are fully protected when you make payments at restaurants or at
stores, pharmacies, and elsewhere.
Do not enter your password for Facebook or Twitter in response to a text
request on your cell phone.
The same if you are asked for your Apple ID.
Do not fall prey to a text message telling you that your banking details
have been compromised online.
For those living in Canada:
Simply ignore those calls from callers pretending to be calling from Service
They are absolutely fake!
Here is one that could catch you off guard.
If you are awaiting the delivery of a package; you will probably receive
notification from the courrier company with a tracking number.
However, you will probably also receive another email from a scammer with
another tracking number for you to use.
The best thing to do is to call the courrier company directly and check out
this tracking number with them.
Please be very cautious here.
Be very ware of this scam!
An email pretending to be from MR and MRS Gates on behalf of the Gates
It asks you to contact the send of the email.
It is a scam!
For those RBC customers in Canada:
Please ignore any email sent to you that says that changes are going to be
made to your business accounts.
This email has an attachment which makes this email even more dangerous.
Do not download the attachment; simply delete this email.
Okay: If you receive an unsolicited small package from China and you
believe it to be containing seeds,
please do not bother opening it.
Just throw it away.
Having problems with keys sticking in your door?
Just use a healthy dose of DW40.
Spray it into the key hole.
Voila! Matter solved!
What’s a great source of snack for diabetics?
Why; pop corn of course!
Best time to water your plants and flowers?
Early in the morning according to the plant experts.
Watering your lawn at night?
Prevents those night crawling insects from envading your lawn.
Some helpful info about hurricanes!
Hurricane season starts towards the end of June and usually lasts until end
Hurricanes thrive in warm waters of the ocean in that they are able to grow.
Some very important info for your consideration:
Swimming in a pool is very different to swimming in a lake.
Lakes have currents.
If you encounter a current, best to back out of its grasp if you can; do not
panic, swim against it.
The bottoms of lakes are not level at the best of times and very often you
could easily find yourself going from a level bottom to a drop that could
throw you off and cause you to run into huge problems.
About those vitamin Bs?
Vitamin B12 is good for dealing with stress.
Vitamins B3, B5, and B6 are good for healthy skin and hair.
Articles of the day
Chosen by the Business Desk team
Salt. It’s mandatory in a human diet. But salt can be as destructive as it
is needful due to its ability to eat holes through metal and leave ugly
stains on footwear.
We should be thankful for sidewalk salt in the wintertime, because it’s
effective at helping us avoid injuries from slipping on icy surfaces. Of
course, the downside is, these chunky salt particles get on boots and shoes
causing damage and ugly stains.
Cleaning these stains from your leather and suede footwear regularly
throughout the winter will help them last and looking good for many years to
come.Leather: Pour 1/2 cup white vinegar and 1/2 cup warm water into a small
bowl and mix well. Dip a clean cloth into the mixture, then wring it out so
it is not dripping.
Dab the this wet cloth into the salt stains, wiping at them gently to remove
the white residue. Following with a second cloth you’ve dipped into the
and wrung near dry, rubbing gently to rinse away the vinegar solution, then
dry with a clean, soft rag. Repeat the process of dabbing with vinegar
solution, rinsing with a wet rag and drying until all of the salt stains are
If stubborn stains remain despite having followed the steps above, moisten a
clean damp sponge with a good saddle soap like Fiebing’s Yellow Saddle Soap.
Rub it onto the spots in a circular motion. Following the instructions on
the label, buff the leather with a dry rag to remove any residue that
Suede: Brush the stained areas of the boots or shoes with a soft toothbrush
to loosen any surface salt or other debris from the suede.
Mix 1 teaspoon blue Dawn liquid dishwashing detergent into 2 cups of warm
and stir. Dip a corner of a soft clean white rag into the soapy water and
squeeze it gently to release excess water. Dab the stained areas of the
suede gently. Don’t
rub or press hard on the suede. Leave the boot or shoe to air dry. If the
salt stains remain after the boots dry, repeat the process. When the salt
stains are finally gone, brush the dried area with a soft toothbrush or shoe
brush until those boots look brand new.
Avoid future stains: Once your boots are back to their beautiful selves,
treat them with a good water and stain protector like Meltonian Water &
Stain Protector for Leather & Suede. Once treated your boots will repel
future water and salt stains.
You’ll save the time of having to remove stains later and you’ll save money
because your boots will last for more seasons to come.
By Mary Hunt
My Top Five Favorite Homemade Cleaning Solutions
If there’s one place in your household spending that you can really cut the
cost, it’s household cleaners. The cost of most home cleaning products is
getting outrageous. While I don’t advocate throwing out what you may have
accumulated, I do recommend that in the future you consider making your own
cleaning products from ingredients that are downright cheap.
While I have many recipes, tricks and strategies, today these are my top
*TUB AND SHOWER CLEANER.
Materials: Blue Dawn, 32 or 16 ounce spray bottle, and plain white
1. Pour one cup blue Dawn into a 32-ounce spray bottle (1/2 cup Dawn if
you are using a 16-ounce bottle; 1/3 cup for a 12-ounce
2. Fill the bottle the rest of the way with plain white vinegar. Apply
3. shake gently to mix.
4. Label bottle.
5. To use: Spray liberally on the areas to be cleaned-tub or shower walls,
doors, floor, fixtures.
6. Allow to sit from 30 minutes up
to overnight, depending on the amount of soap and scum build-up. All of the
offensive gunk and grime will break down and become soft and gooey. 7.
Simply rinse it away.
8. For especially challenging situations (or if this is the initial
treatment) use a sponge or brush to gently scrub the surfaces before
rinsing. To maintain: Spray down the walls and floor of the tub/shower once
a week. Rinse. Admire.
materials: One cup baking soda, 1 cup white vinegar. To
1. First remove the water from the toilet bowl by reaching down behind the
toilet and turning off the water input valve. This is easy. Just turn the
handle clockwise until it will no longer
turn. Now flush the toilet once or twice or until all of the water
(Because you turned the input off, no water will fill the tank.) ‘2.
Sprinkle the baking
soda all around the inside of the toilet bowl.
3. Next pour or spray the plain white distilled vinegar into the bowl.
You’ll get a little bubbling show and even a popping
sound. Great! That’s the reaction you want.
4. Using a good toilet brush, scrub it
down including under the rim.
5. Last, turn the inlet valve back on by turning it
counterclockwise until it stops turning. The toilet tank will fill. Flush to
as necessary. You’ve just cleaned, scoured, deodorized that toilet and also
removed mildew and odors.
Materials: 1/4 cup rubbing alcohol (vodka, or gin are good
Substitutes), 16-oz. spray bottle, 3 drops blue Dawn, and finally 5 drops
1. Pour 1/4 cup rubbing alcohol (vodka, or gin are good
substitutes) into a 16-oz. spray bottle.
2. Add 3 drops blue Dawn dishwashing liquid
and 5 drops essential oil (optional, but makes it smell great).
3. Add 2 cups water to
4. fill the bottle.
5. Label and keep out of reach of children.
6. Shake to mix. Label the
7. From now on, use this cleaner to keep your granite countertops
beautifully clean and shiny without wrecking the sealant or causing any harm
to the granite.
Note: Any size spray bottle will work. Simply adjust the proportions to
Materials: This is heavy-duty and will sanitize as well as clean
bathroom counters, floors, sink, glass and mirrors.
Items needed include: one clean spray bottle, rubbing alcohol, white
1. Get a clean spray bottle. Fill it
halfway with rubbing alcohol;
2. Fill the rest of the way to the top with white vinegar.
3. Label the bottle. The ratio is 50/50 rubbing alcohol to white vinegar no
matter the size of the container. The great thing about this cleaner-no
4. Simply spray, scrub with a sponge or cloth and wipe clean.
*WOOD AND LAMINATE FLOOR CLEANER.
Materials needed: One part alcohol (rubbing alcohol is
cheap and available in any supermarket or drug store), distilled water, plus
a few drops blue Dawn dishwashing liquid, a spray bottle and finally a
microfiber cleaning pad.
Optional, a large surface mop with even bigger detachable microfiber
1. Mix One part alcohol to four parts distilled water
plus a few drops blue Dawn dishwashing liquid.
2. Mix this up in a spray bottle each
time you clean the floors. Or if you make it up ahead, be sure to label it
well and keep it out of the reach of children. To use: Sweep or vacuum the
3. spray the cleaner in a small area, and scrub well with a cloth or sponge
and immediately wipe the
area dry with a microfiber cloth.
4. The secret is to spray, scrub and wipe dry
immediately. If you do not want to do this on your hands and knees, I
recommend this Hardwood Floor Spray Mop for both wood and laminate floors.
It sprays the
cleaner from its removable bottle that lets you make your own cleaner; a
large surface mop with even bigger detachable microfiber cleaning pad that
swivels for really easy handling. This mop makes scrubbing wood and laminate
floors a breeze.
—From Mary Hunt’s Everyday Cheapskate blog, comment!
From the pages of Donna’s diary
Protecting yourself before traveling abroad
It never hurts to ensure that all of your ducks are in a row so to speak
before you travel abroad and if you want someone to double check your list
then why not give your friendly Federal MP a call to verify?
Here are some suggestions.
1. Make sure that your passport is up to date. You need to have a passport
that is valid for at least six months before you travel.
2. Make sure that you need to be vaccinated if the country that you are
traveling to requires you to be so.
3. Make sure that if you require a visa to travel to your destination that
you obtain said visa.
4. Make sure that if you require foreign currency that you have enough to
5. Travel insurance is a great way to protect yourself in case of illness or
6. Check out your destination thoroughly to satisfy yourself that it is a
7. It is always a great idea to take out travel insurance and flight
8. Finally, make sure that your luggage is easy to identify and pay specific
attention to your luggage tags.
I’m Donna J. Jodhan enjoying my travels.
To learn more about me, visit
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